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Overweight is Expensive

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I know what you are thinking, not the best title in the world, right?  I just wanted to make sure that I got your attention.  When I talk with others about making a lifestyle change and eating healthier I’ve realized that I keep getting the same EXCUSE.  “I don’t have the money to eat healthy” or “eating healthy costs too much money”.  No, I can’t deny that many healthier options are more expensive then their calorie filled, gut busting counter parts.
However, there are several things that you need to consider:
 1.) Healthier food my be more expensive but you eat less of them.  For example, I eat approximately six meals a day and I spend less money than when I was eating only three.  The reason is that these six meals are smaller and are nutrient rich which keeps me from being hungry and overeating.
2.) Being overweight is expensive, just keep reading and find out how expensive.
3.) Heart surgery is expensive and painful. (At least that’s what I’ve heard)
4.) Cancer medicine is expensive.  Some medicines cost up to $6,000.00 a MONTH!!!!!  I’ve heard cancer patients say they have spent over $40,000.00 in treatments in 3 MONTHS!!!!  Sure, insurance pays for most of that, which means you pay for most of that.  (Yes, there is a obesity – cancer link)
The total economic cost of overweight and obesity in the United States is $270 billion per year while the cost in Canada is about $30 billion a year, a new study shows.

The $300 billion total cost in the United States and Canada is the result of: increased need for medical care ($127 billion); loss of worker productivity due to higher rates of death ($49 billion); loss of productivity due to disability of active workers ($43 billion); and loss of productivity due to total disability ($72 billion), said the Society of Actuaries (SOA).

People are considered overweight if their body-mass index (BMI) is between 25 and 29.9 and obese if their BMI is higher than 30.

When the SOA researchers separated the economic cost of overweight and obesity to the United States in 2009, they found that it was $72 billion for overweight and $198 billion for obesity.

The findings are based on a review of papers published primarily between January 1980 and June 2009.

“Overweight and obesity have been shown to increase the rate of several common adverse medical conditions, resulting in this extraordinary economic cost to society,” study author Don Behan said in a SOA news release.

“We can’t stand back and ignore the fact that overweight and obesity are drivers of cost increases and detrimental economic effects. It’s time for actuaries, the employer community and the insurance industry to take action and help consumers make smart, healthy decisions,” he added.

An SOA online survey of 1,000 adults found that 83% would be willing to follow a healthy lifestyle program if they received incentives from their health insurance plan.

Economists at George Washington University have tabulated the cost of obesity  and say that not only do obese men rack up an extra $2,264 annually in expenses,  but obese women pay nearly double that–$4,879–revealing quite a gender gap.

More: The study, reports the New  York Times, also indicates that the more overweight you become, the  more expensive life is.


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